Woolworths Gold Credit Card

Designed for those who value real rewards on everyday spending, the Woolworths Gold Credit Card offers a smart combination of convenience, protection, and financial benefits.

Cardholders earn up to 2% back in vouchers on purchases at Woolworths stores, while also gaining access to a variety of insurance covers, purchase protection, and exclusive partner deals. It’s the ideal choice for anyone who wants their spending to work in their favor.

Choosing the Woolworths Gold Credit Card means joining a financial ecosystem that rewards conscious consumption and prioritizes your financial well-being.

More Than Just a Shopping Card

What sets the Woolworths Gold Credit Card apart is its ability to combine purchasing power with tangible everyday value. In addition to cashback on in-store purchases, the card comes with a free mobile app that lets users monitor transactions, limits, balances, and earned rewards in real time.

Protection is another standout feature. The card includes comprehensive insurance benefits such as accidental death and disability cover, loss-of-income protection, and travel insurance. Purchases made with the card are also protected, with extended warranties and coverage against theft or accidental damage.

Cardholders can request additional cards for family members at no extra cost, making household expense tracking more efficient. This turns the Woolworths Gold Credit Card into a valuable tool for families seeking both convenience and financial control.

Applications are simple, and the card is available to individuals earning just R2,000 per month. It can be used anywhere Visa is accepted — locally or internationally.

Benefits and Features

• Up to 2% Cashback: Earn Woolworths vouchers on purchases made at Woolworths stores.
• Woolworths Mobile App: Track your spending, limits, and cashback earnings with ease.
• Free Additional Cards: Add family members with no extra cost.
• Purchase Protection: Eligible items bought with the card are covered against theft or accidental damage.
• Extended Warranty: Get automatic warranty extensions on qualifying purchases.
• Travel Insurance: Included when paying for trips with the card.
• Life and Disability Cover: Added peace of mind with built-in personal protection.
• Loss-of-Income Protection: Your minimum payments are covered if you unexpectedly lose your job.
• Emergency Medical Cover: Medical support during travel-related emergencies.
• Local and Global Acceptance: Use your card worldwide wherever Visa is accepted.

Why Choose the Woolworths Gold Credit Card?

The Woolworths Gold Credit Card is ideal for shoppers who want real, ongoing value from their spending. By focusing your purchases through the card, you’re rewarded directly with store vouchers — a tangible benefit that supports your budget.

Its strong insurance features offer peace of mind during life’s unexpected events, whether it’s job loss or a health issue during a trip. These protections are included with your card use, with no hidden fees.

The user-friendly mobile app adds to the appeal, giving you full control over your finances in real time. From monitoring rewards to managing secondary cards, everything is streamlined and secure.

With accessible eligibility and a strong value proposition, the Woolworths Gold Credit Card stands out as a top choice for those looking to blend daily practicality with smart financial incentives.

Frequently Asked Questions (FAQ)

1. What’s the minimum income requirement to apply?
You must earn at least R2,000 per month to qualify for the card.

2. How much cashback can I earn?
You can earn up to 2% back in Woolworths vouchers on purchases made in-store.

3. Are insurance benefits included?
Yes. Coverage includes life, disability, loss of income, purchase protection, and travel insurance.

4. Can I add other users to my card?
Yes, you can request free additional cards for family members.

5. Is there an app for managing the card?
Yes. The Woolworths Mobile app lets you view your transactions, cashback, and card settings at any time.

6. Where can I use the card?
It’s accepted anywhere that takes Visa, both locally and internationally.