Standard Bank Diners Club Platinum Credit Card: How to Apply

For those seeking a card that elevates both travel and lifestyle experiences, the Standard Bank Diners Club Platinum Credit Card offers an exclusive gateway. With a range of tailored benefits, including airport lounge access, concierge services, and travel insurance, this card is designed for individuals who value comfort and convenience on a global scale.

In this guide, we’ll walk you through the application process, explore the many features of the Diners Club Platinum Credit Card, and show you how to maximise its premium offerings.

Why Choose the Standard Bank Diners Club Platinum Credit Card?

The Standard Bank Diners Club Platinum Credit Card is more than just a payment tool — it’s an access pass to a world of luxury and tailored experiences.

Here’s an overview of the key features:

• Complimentary airport lounge access at over 1,300 locations globally.
• Comprehensive travel insurance and emergency medical cover.
• Personalised concierge service for bespoke arrangements.
• Access to Wi-Fi hotspots at over 200 airports worldwide.
• Exclusive travel and lifestyle privileges through Diners Club Privileges.
• Reward programme offering discounts on flights and hotel stays.

If you travel frequently or enjoy VIP services, this card offers exceptional value and convenience.

Eligibility Criteria: Are You Ready to Apply?

To apply for the Standard Bank Diners Club Platinum Credit Card, you must meet the following requirements:

• Be at least 18 years old.
• Have a valid South African ID or equivalent identification.
• Provide proof of residential address (not older than 3 months).
• Submit your most recent tax return (IRP5) or 3 months of stamped bank statements.
• Have a valid tax number or SARS payslip.
• If living with another person without proof of address, provide an affidavit confirming residence.

Applicants should also meet Standard Bank’s internal credit criteria to be approved.

How to Apply for Your Diners Club Platinum Credit Card

Applying for the Standard Bank Diners Club Platinum Credit Card is straightforward. Here’s a step-by-step guide:

1. Visit the Standard Bank Diners Club Platinum Credit Card page on the bank’s official website.
2. Click on the “Apply Now” button.
3. Complete the online form with your personal details and income information.
4. Upload required supporting documents:
   • Certified South African ID or valid passport.
   • Proof of residential address.
   • Income verification: IRP5, payslip, or stamped bank statements.
5. Review the terms and submit your application.

If approved, you’ll receive confirmation from Standard Bank and your card will be dispatched accordingly.

Understanding the Fees and Costs

The Diners Club Platinum Credit Card is packed with premium features, and its fees reflect the value it offers:

• Monthly card fee: R128.
• Interest rate: Prime + 7.25%.
• Annual credit facility: up to R500,000.
• Up to 55 days interest-free on qualifying purchases.
• 3% minimum monthly repayment required.

There are no hidden costs, making it easy to manage your finances and enjoy all the benefits this card provides.

Airport Lounge Access: Travel in Style

One of the standout benefits of the Standard Bank Diners Club Platinum Credit Card is its comprehensive lounge access:

• Over 1,300 airport lounges in more than 600 cities worldwide.
• Enjoy access to over 200 Wi-Fi hotspots in airport lounges around the globe.
• Airport services include priority check-in, fast-track through security, and more.

Whether you’re travelling for business or leisure, these privileges ensure that your journey always begins in comfort.

Concierge Service: Your Personal Assistant

The Diners Club Platinum Credit Card includes access to a personalised concierge service:

• Make travel bookings — flights, hotels, car rentals.
• Secure reservations at exclusive restaurants and events.
• Arrange VIP experiences and curated itineraries.
• Get assistance with gift sourcing and bespoke requests.

This service is available 24/7, offering support and convenience wherever you are in the world.

Comprehensive Travel Insurance

Travelling with the Standard Bank Diners Club Platinum Credit Card gives you peace of mind:

• Complimentary Phase 1 travel insurance with every public conveyance ticket purchased.
• Coverage includes international medical expenses.
• Additional protection for personal belongings, trip cancellations, and emergencies.
• VIP airport services and assistance abroad.

Be sure to review the insurance policy in full before travelling to understand the exact coverage offered.

Lifestyle and Entertainment Benefits

Beyond travel, the Diners Club Platinum Credit Card opens doors to a wealth of lifestyle experiences:

• Exclusive events — fine dining, motorsports, wellness, and fashion.
• Discounts at top South African hotels and restaurants.
• Special privileges at luxury retail outlets worldwide.
• Complimentary Diners Club Travel Tools app with curated recommendations.
• Discounts on airport parking and car rental services.

You can also earn Diners Club Member Rewards — points and discounts on flights and hotel accommodation through affiliated partners.

How to Use the Card Effectively

To maximise the value of your Standard Bank Diners Club Platinum Credit Card, follow these best practices:

• Use it for travel bookings to take full advantage of insurance and lounge benefits.
• Leverage the concierge service for planning events and securing reservations.
• Pay your balance in full each month to avoid unnecessary interest.
• Utilise Wi-Fi hotspots during airport layovers for work or entertainment.
• Stay updated on new Diners Club Privileges and promotions via the official app.

By using the card strategically, you can access a host of benefits while maintaining excellent financial management.

The Ideal Candidate for This Card

The Diners Club Platinum Credit Card is designed for individuals who:

• Travel frequently for business or leisure.
• Value exclusive services and VIP experiences.
• Want peace of mind with comprehensive travel insurance.
• Appreciate airport lounge access and Wi-Fi connectivity.
• Prefer the convenience of a concierge service for lifestyle arrangements.

If you match this profile, applying for the Standard Bank Diners Club Platinum Credit Card could greatly enhance your everyday and travel experiences.

Final Thoughts

The Standard Bank Diners Club Platinum Credit Card is an outstanding choice for those who want to elevate their lifestyle and simplify travel. With premium services such as lounge access, concierge support, comprehensive insurance, and exclusive privileges, this card offers significant value for discerning cardholders.

Applying is quick and easy, and once approved, you’ll gain access to a world of benefits that will enhance every journey and lifestyle moment. Whether you’re jetting across continents or planning unforgettable experiences closer to home, the Diners Club Platinum Credit Card ensures you always enjoy the very best.