Standard Bank Blue Credit Card

If you’re looking for an affordable credit card with no unnecessary frills and full control over your spending, the Standard Bank Blue Credit Card could be the perfect choice for your everyday finances.

With a low monthly fee and a simple yet effective set of benefits, this card is designed to make both online and in-person purchases easier — while helping you stay on top of your budget.

The Blue Credit Card integrates seamlessly with Standard Bank’s digital banking ecosystem, offering practical and complete management via mobile app and internet banking.

An Accessible, Digital Card for Everyday Use

The Standard Bank Blue Credit Card offers a straightforward credit experience. With a monthly fee starting at just R40, it provides a credit limit of up to R250,000, personalized based on your credit profile.

This card is ideal for customers who want a simple solution for online shopping, everyday purchases, and budget control. It also supports contactless payments (Tap to Pay), offering faster checkouts in-store.

One of the card’s standout features is its digital control. Through the Standard Bank app, cardholders can view balances, transactions, available limits, and categorized spending — all in real time.

Another valuable feature is the ability to earn points through the UCount Rewards program. By using the card for eligible purchases, you accumulate points that can be redeemed for products, discounts, and services from Standard Bank’s partners.

Security is also prioritized: the card offers enhanced online protection and an EMV chip with PIN functionality, providing peace of mind both in-store and online.

Benefits and Features

• Affordable Monthly Fee: Just R40 per month gives you access to a full-featured credit card.
• Personalized Credit Limit: Up to R250,000 based on your credit profile.
• Full Digital Control: Track spending, limits, and balances via the Standard Bank mobile app.
• Tap to Pay: Make fast and secure contactless payments — no PIN required for purchases up to R500.
• Compatible with Samsung Pay and Masterpass: Use your smartphone for quick, secure payments.
• Secure Online Shopping: Enhanced security with two-step authentication for online transactions.
• UCount Rewards: Earn points on eligible purchases and redeem them with program partners.
• Chip and PIN Security: Extra protection for in-person transactions.
• Flexible Limit Management: Request limit increases or decreases directly through the app.
• Emergency Services: Instantly block the card in case of loss or theft.

Why Choose the Standard Bank Blue Credit Card

The Standard Bank Blue Credit Card is built for those who want flexibility, simplicity, and full control over their credit. With a low monthly fee and a user-friendly design, it’s perfect as a first credit card or as a secondary option for managing specific expenses.

Its compatibility with digital wallets and Tap to Pay functionality makes payments even more convenient and modern — reducing checkout times and boosting security.

The UCount Rewards program adds further value to every transaction, turning your daily spending into valuable rewards.

The fully digital management experience allows you to maintain control over your budget at all times, helping to avoid surprises and keep your finances on track.

If you’re looking for a reliable, practical credit card that offers solid everyday benefits, the Standard Bank Blue Credit Card is an excellent choice for smart money management.

Frequently Asked Questions (FAQ)

1. What is the minimum income requirement for this card?
You must earn at least R5,000 per month to qualify.

2. What is the monthly fee?
The Standard Bank Blue Credit Card costs R40 per month.

3. Does the card support contactless payments?
Yes. The Blue Credit Card supports Tap to Pay for fast, secure purchases.

4. How does the UCount Rewards program work?
You earn UCount Rewards points on eligible purchases, which can be redeemed for products and services with program partners.

5. Can I manage the card from my phone?
Yes. The Standard Bank app offers complete control — balance tracking, transaction history, limit management, and more.

6. How secure are online purchases?
Online transactions are protected with two-step verification and advanced security protocols.