Absa Premium Credit Card

If you are looking for a premium credit card that combines exclusive benefits with advanced digital control, the Absa Premium Credit Card is a smart choice. It is designed for discerning clients who want to maximize the value of every transaction.

With robust travel perks, cashback opportunities, and advanced security, this card offers a complete package for those earning R25,000 or more per month. Total app-based control ensures seamless management of your daily spending.

The Absa Premium Credit Card also stands out with its comprehensive travel protection, high credit limit, and intelligent rewards program, making it ideal for those who value both convenience and financial returns.

A Comprehensive Financial Tool for Your Lifestyle

Providing more than just credit, the Absa Premium Credit Card delivers a distinctive experience at every stage. One of its main attractions is complimentary access to Bidvest Premier Club lounges at both domestic and international airports — a must-have for frequent travelers.

Additionally, the card integrates the Absa Rewards program, turning everyday purchases into cashback that is easily redeemable through the app. This ensures that both daily expenses and large purchases deliver tangible financial value.

Another important highlight is credit flexibility: with a limit of up to R138,000, the Absa Premium offers freedom for high-value transactions, international purchases, and travel planning. The Absa Banking app provides a comprehensive control panel, allowing users to adjust limits, track transactions in real time, and generate virtual cards for online shopping.

Complementing this experience, the card includes a full suite of international travel insurance and purchase protection — ensuring security and peace of mind for every stage of the cardholder’s financial journey.

Benefits and Features

• Lounge Access: Complimentary use of Bidvest Premier Club lounges at domestic and international airports.
• Absa Rewards: Cashback program with easy redemption via the app on qualifying purchases.
• High Credit Limit: Up to R138,000 for large purchases and international spending.
• Purchase Protection: Coverage against theft and accidental damage on eligible purchases.
• International Travel Insurance: Full coverage for international travel, including medical and trip cancellation protection.
• Up to 57 Days Interest-Free: Interest-free terms for qualifying purchases for up to 57 days.
• No Transaction Fees: No transaction fees on purchases (except for prepaid products such as mobile airtime or lottery tickets).
• Flexible Payment Options: Ability to pay off monthly installments early or customize payment plans.
• Advanced Digital Management: Full control of card usage, limits, and transaction history via the Absa app.
• Contactless Payments: Tap to Pay support and compatibility with digital wallets such as Apple Pay and Google Pay.

A Card That Elevates Your Financial Journey

The Absa Premium Credit Card is a solid option for customers who want more than a basic payment tool. Its cashback program and travel perks turn every transaction into a value-adding experience — enhancing both lifestyle and financial outcomes.

One of the card’s strongest points is the seamless digital management. The Absa app empowers users with real-time control over spending, limits, and rewards, promoting true financial autonomy.

Lounge access and international travel insurance add even more value — particularly for customers who frequently travel for work or leisure. This positions the Absa Premium as a reliable companion at every stage of both your financial and personal journey.

Finally, the combination of security, flexibility, and tangible rewards places the Absa Premium Credit Card among the top choices for consumers seeking a premium experience with modern banking benefits.

Frequently Asked Questions (FAQ)

1. What is the minimum income required to apply for the Absa Premium Credit Card?
You must earn a minimum of R25,000 per month.

2. What is the monthly fee?
The monthly fee for the Absa Premium Credit Card is R105.

3. Does the card provide lounge access?
Yes. The card offers complimentary access to Bidvest Premier Club lounges at domestic and international airports.

4. How does the Absa Rewards program work?
You earn cashback on qualifying purchases, which can be easily redeemed through the Absa app.

5. What is the card’s credit limit?
The Absa Premium Credit Card offers a credit limit of up to R138,000.

6. Does the card include travel insurance?
Yes. The card includes full international travel insurance with medical assistance and trip cancellation coverage.