Sanlam Money Saver credit card

Saving while you spend is a concept that resonates more and more with modern consumers. With this in mind, the Sanlam Money Saver credit card emerges as an innovative solution in the South African market, turning every purchase into an opportunity to save automatically and effectively.

The Sanlam Money Saver is ideal for those who want to combine the convenience of credit card use with a cashback rewards system. Through the exclusive Wealth Bonus program, the card offers up to 5% cash back, helping cardholders build a financial cushion while making everyday purchases.

With the Sanlam Money Saver, every transaction at participating retailers automatically generates a percentage that is converted into Wealth Bonus. This balance accumulates over time and is paid out in cash, providing real and transparent financial rewards.

A card that multiplies your earnings with every purchase

The Sanlam Money Saver was designed to make saving a simpler and more natural habit. Every time the card is used—whether for everyday shopping or larger expenses—a portion of the amount is automatically converted into Wealth Bonus. The standout feature lies in the combined contributions from the customer, Sanlam, and the program’s retail partners.

By opting for the co-saving commitment, customers can earn up to 5% cashback on purchases made at partner stores, including brands such as TotalEnergies, NuMetro, Tiger Wheel & Tyre, and Tyres & More. Even without this formal commitment, the card still guarantees up to 3% cashback on qualifying transactions.

The program is fully automated: there is no need to sign up separately or redeem vouchers. The Wealth Bonus accumulated is paid out to customers in cash on a regular basis, ensuring a straightforward and efficient user experience.

Sanlam Money Saver also stands out for its partnerships across various sectors, including fuel, cinema, tires, and more. In addition, cardholders gain access to a wide range of benefits through the Sanlam Reality program, which offers additional discounts on health services, travel, entertainment, and personal assistance.

The card is designed to be accessible and advantageous. Regardless of spending profile, all customers can enjoy real benefits with the Sanlam Money Saver, whether for routine purchases or occasional expenses. Tracking savings is simple and transparent via the app, allowing users to monitor the growth of their Wealth Bonus in real time.

Advantages and benefits

Up to 5% cashback with Wealth Bonus
Earn up to 5% cash back when using the card at partner retailers, with contributions from Sanlam and partners.

3% cashback without co-saving commitment
Even without committing to co-saving, customers can earn up to 3% cashback on qualifying purchases.

Exclusive partner program
Benefits at brands like TotalEnergies, NuMetro, Tiger Wheel & Tyre, Tyres & More, and many others.

Cash payouts
Wealth Bonus is paid out in cash directly to the customer on a regular basis.

Fully automated system
No need to redeem vouchers or perform manual processes; the system works automatically.

Sanlam Reality benefits
Access discounts on health services, travel, entertainment, and personal assistance through the Sanlam Reality program.

Intuitive management app
Full control over Wealth Bonus balance and visibility of accumulated savings.

Partnerships across multiple sectors
Cashback opportunities in various industries, including fuel, mobility, culture, and well-being.

A card that turns your spending into savings

The Sanlam Money Saver positions itself as an ideal credit card for consumers looking to maximize value from every purchase. Its cashback model, enhanced by additional contributions, offers a genuine opportunity to generate consistent savings in a simple, integrated way.

By making saving automatic and transparent, Sanlam Money Saver encourages more mindful financial behavior. Customers are motivated to spend strategically, knowing that every transaction provides tangible rewards through the Wealth Bonus.

If you are looking for a credit card that offers real, straightforward benefits with an effective rewards system, the Sanlam Money Saver is a smart choice well worth exploring.

Frequently Asked Questions

How does the Wealth Bonus work?
With every card purchase, a percentage is converted into Wealth Bonus, which is paid out to the customer in cash.

What is the maximum cashback percentage?
Up to 5% at partner retailers with a co-saving commitment, or up to 3% without the commitment.

Who are the program’s partners?
Partners include TotalEnergies, NuMetro, Tiger Wheel & Tyre, Tyres & More, and others.

Do I need to manually redeem my cashback?
No, the system is automatic, and the amount is paid directly to the customer.

Is there any additional cost to participate?
No, the cashback system is included with regular card usage.

How do I track my Wealth Bonus balance?
You can monitor your balance and transactions via the Sanlam Reality app.