Nedbank Platinum Credit Card

Flexibility, security, and rewards are some of the key features of the Nedbank Platinum Credit Card. This card is designed for clients who want to elevate their financial experience with a powerful, modern product.

With up to 2% unlimited cashback on eligible purchases and up to 30% off flights — plus 12 free domestic airport lounge visits per year — it turns everyday spending into valuable savings. The card also offers extensive travel protection and purchase insurance.

Designed for individuals earning R25,000 or more per month, the Nedbank Platinum stands out as an excellent choice for customers who value practical, everyday rewards.

A Premium Solution for Your Lifestyle

The Nedbank Platinum Credit Card offers much more than standard credit functionality. With a monthly fee starting from R99, it delivers a premium experience centered around financial control, convenience, and exclusive perks.

Cardholders enjoy up to 2% unlimited cashback on all purchases — the cashback is automatically credited to the account, with no manual redemption required. Every transaction becomes a way to earn real financial returns.

Travel enthusiasts benefit from up to 30% off flights and 12 complimentary domestic airport lounge visits each year. In addition, the card offers up to 10% off Apple and Samsung devices.

Security is a top priority: with chip and PIN protection, two-step authentication for online purchases, and instant card lock/unlock via the Nedbank Money app, the Platinum Credit Card ensures complete peace of mind.

For those seeking flexibility, the card allows for installment payments with reduced interest rates, online bill payments, and full real-time credit management via mobile or online banking.

Benefits and Features

• Up to 2% Cashback: Earn unlimited cashback of up to 2% on all card purchases.
• Travel Discounts: Get up to 30% off flights and 12 complimentary domestic lounge visits per year.
• Advanced Payment Technology: Compatible with Apple Pay, Samsung Pay, Tap to Pay, and other digital wallets.
• Complete Digital Control: Manage limits, monitor balances, lock/unlock the card, and view transactions via the Nedbank Money app.
• Flexible Payment Options: Pay in installments with favorable terms or use the card for online bill payments.
• Device Discounts: Enjoy up to 10% off Apple and Samsung products purchased with your card.
• Purchase Protection: Coverage against theft or accidental damage, plus extended warranty on purchases made with the card.
• Travel Insurance: Comprehensive coverage for trips, including emergency medical assistance and trip cancellation protection.
• Advanced Security: Chip and PIN protection, two-factor online authentication, and proactive fraud monitoring.
• Rewards Program: Earn up to 3x more points in selected categories through UCount Rewards.

Why Choose the Nedbank Platinum Credit Card

The Nedbank Platinum Credit Card blends tangible financial benefits with superior security and flexibility. Its unlimited cashback program delivers real value on everyday spending, while the travel and technology discounts enhance its appeal as a premium lifestyle card.

Security is another standout feature: the card offers robust fraud protection and easy-to-use digital management via the Nedbank Money app.

With customizable credit options and flexible payment features, the Platinum Credit Card adapts to your financial needs and lifestyle.

If you are looking for a card that offers genuine financial returns, strong security, and practical benefits for both everyday use and travel, the Nedbank Platinum Credit Card is a smart, strategic choice.

Frequently Asked Questions (FAQ)

1. What is the minimum income required to apply for the Nedbank Platinum?
You need to earn a minimum of R25,000 per month.

2. What is the monthly fee?
The Nedbank Platinum Credit Card costs R99 per month.

3. How does the cashback work?
You automatically earn up to 2% unlimited cashback on your eligible card purchases — no manual redemption needed.

4. Does the card offer travel benefits?
Yes. You can get up to 30% off flights and enjoy 12 free domestic airport lounge visits annually.

5. Is the Nedbank Platinum compatible with digital wallets?
Yes. It works with Apple Pay, Samsung Pay, Tap to Pay, and Masterpass.

6. How can I manage the card?
You can manage your card through the Nedbank Money app, where you can adjust limits, view balances, track transactions, and more.