Standard Bank Gold Credit Card

The Standard Bank Gold Credit Card is the ideal solution for those seeking a balance between lifestyle perks, protection, and financial control. With a robust package of benefits, it offers everything from exclusive experiences to built-in insurance — all for an accessible monthly fee.

Designed for individuals earning a minimum of R5,000 per month, the Gold Credit Card provides a credit limit of up to R250,000. It’s a smart choice for those looking for more than just a way to pay.

With personalized rates and full integration with the UCount Rewards program, every purchase becomes an opportunity to earn and save.

More Than Just a Credit Card

The Standard Bank Gold Credit Card delivers more than just credit — it provides a comprehensive experience with real everyday value. Cardholders gain access to Mastercard Priceless experiences, exclusive hotel deals via Booking.com, and lifestyle offers on wellness, dining, and entertainment.

Insurance coverage is also included. This encompasses travel insurance, loss-of-income protection, and credit balance protection — providing peace of mind for life’s unexpected moments.

Card management is made easy through the Standard Bank app and internet banking, offering real-time access to spending, customizable limits, virtual card creation, and security alerts.

A standout feature is the connection to the UCount Rewards program, where cardholders earn points with qualifying purchases. These points can be redeemed for fuel, groceries, or products and services from affiliated partners.

Benefits and Features

• Affordable Monthly Fee: Only R63 per month, with a credit limit of up to R250,000.
• Personalized Interest Rates: Interest rates tailored to your credit profile.
• UCount Rewards: Earn points for qualifying purchases and redeem them for discounts at retailers like Makro, Caltex, and Dis-Chem.
• Mastercard Priceless Experiences: Get access to exclusive events and offers in travel, culture, and gastronomy.
• Hotel Discounts via Booking.com: Enjoy special travel deals when booking through the platform.
• Lifestyle Offers: Save on spa treatments, restaurants, and more via “Treat Yourself” deals.
• Loss-of-Income Insurance: Covers your credit card payments if you lose your job unexpectedly.
• Travel Insurance: Included when using your card to purchase travel tickets.
• Purchase Protection: Covers eligible purchases against theft or accidental damage.
• Contactless and Virtual Cards: Use your card easily and securely in-store or online.

Why Choose the Standard Bank Gold Credit Card?

The Standard Bank Gold Credit Card offers a complete benefits package for anyone looking for an affordable card with above-average value. With a blend of rewards, built-in protection, and daily convenience, it’s perfect for everyday use and travel alike.

The UCount Rewards system and Mastercard experiences add an exclusive edge, letting you make the most of your lifestyle. Every purchase becomes an opportunity to save or earn something back.

Security is another strong point. Built-in insurance protects you in case of job loss, travel disruptions, or unexpected life events. Plus, with full app integration, you remain in control at all times.

If you’re looking for a reliable, rewarding card that offers more for your money, the Standard Bank Gold Credit Card is a solid choice for anyone who wants smarter credit.

Frequently Asked Questions (FAQ)

1. What is the minimum income requirement for the Gold Credit Card?
You need to earn at least R5,000 per month to qualify.

2. What’s the credit limit?
Limits can reach up to R250,000, depending on your credit profile.

3. What is UCount Rewards?
It’s Standard Bank’s rewards program where you earn points for purchases and redeem them for goods, services, or fuel.

4. Are there insurance benefits included?
Yes. The card includes travel insurance, balance protection, and loss-of-income cover.

5. How can I track and manage spending?
Use the Standard Bank mobile app or internet banking for real-time access and full control over your card.

6. Can I use the card with digital wallets?
Yes. The card supports platforms like Apple Pay and Samsung Wallet and includes a virtual card for secure online purchases.